Delta Dental Dentist – Louisville, KY
Learn the Save with Delta Dental Insurance
Being able to enroll in a policy with Delta Dental is one of the most worthwhile investments you can make for the life of your smile. Employers who offer coverage through Delta Dental make it easy to sign up and get access to one of the most notable and reputable companies throughout the U.S. What makes it even better is the fact that we at Hurstbourne Dental Care are in-network with Delta Dental, so by choosing to place your oral healthcare in their hands, you get the opportunity to receive high-quality, affordable service and care from our talented team. To discover how you can save the most with your Delta Dental insurance, let us know about your plan when calling to schedule an appointment.
Delta Dental Coverage Availability & Fees
Delta Dental offers multiple plans you can choose from: Delta Dental PPOSM, Delta Dental Premier®, and DeltaCare®USA. While the latter is a DHMO, the other two are PPO plans, allowing you to select a licensed dentist of your choosing.
Typically, with PPO plans, there is a 100-80-50 benefits structure that looks something like the following:
- 100% preventive or routine services (i.e., dental exams and cleanings)
- 80% basic services (i.e., dental fillings, root canals, or tooth extractions)
- 50% major services (i.e., dental crowns, dental bridges, or dental implants)
This means that your insurance company will pay all or a portion of your total bill, while you will pay the rest out of pocket. This ensures you receive the greatest amount of savings each time you visit the dentist’s office.
As an in-network dentist with Delta Dental, we have a contractual agreement that allows us to determine the fees and terms associated with various preventive and restorative services. So, essentially, you pay less for the care you receive.
Of course, you must first meet your deductible before your available benefits can be used, and your insurance company will look at your annual maximum to determine how much remains, as this will determine how much they will pay. Should you need treatment that is more than your allotted maximum, we may be able to spread out your care over calendar years so that you pay less out of pocket.
Meet the Team
At Hurstbourne Dental Care, we never want you to feel like you’re alone when it comes to navigating your treatment plan and its expected cost. This is why we have a highly qualified team of professionals who can walk you through the details of your plan as well as identify the most lucrative ways to get the most out of your policy. We’ll explain your available benefits, go over your coverage, and discuss any out-of-pocket expenses you might incur. We’ll also take care of any necessary paperwork so that you don’t have to worry about filing a claim. Our team will make the process easier so that you spend less time worrying about how you’ll pay and instead, focus more of your attention on what awaits from your newer, healthier, and happier smile.